A recent report showed that many people are costing themselves thousands of dollars per year from not reviewing their home loan. In the past 10 years the average loan discount the banks provide has gone from 0.5% to a 0.9% discount. If you have had your loan for a while there is a good chance that your loan is no longer competitive. But if your our client, at Mango Money, we don't simply accept the advertised rate for our clients. When we work for you we really work for you, and at the moment we have been negotiating discounts for our clients off the standard variable rate of up to 1.45%. While the banks take advantage of loyalty we reward it. We do this by reviewing your loan on a regular basis and negotiating a better rate for you when your existing loan is off the mark. Most of our clients don't need to do a thing, they just sit back and get a call from us where we get to tell them the good news we have just saved them money. Does your existing banker or broker go into bat for you like this? I don't think so! If you want your loyalty rewarded give us a call and stop costing yourself money today. If you want to learn more about how we help clients refinance, click here.

Gone are the days when the bank manager supported your business in the good times and bad. Today the bank manager works for the bank and it is their job to put the banks interest ahead of yours. Many business owners struggle to get the borrowings they want or need, simply because the bank is looking at your profit figure after your accountant has done a great job in reducing it. We have seen numerous times business owners get declined, only for us to review their situation and get them an approval. The self employed are a special category of borrower, and to get the best deal you need a mortgage broker who knows more than just loans. You need a broker who can read financials, and a mortgage broker who ask the right questions, to find the little tricks the accountant has used to reduce your tax. You also need a mortgage broker who can then explain it all to the lender so that they understand your business. You also want a broker who can help you structure your loan to protect you and not the bank. To find out more how we can help the self employed click here.