Well help get you into the right home loan
At Mango Money it doesn't matter what type of loan you are after. We have access to hundreds of loans from over 30 different lenders.
At Mango our goals is to not only get you a great rate on your home loan, but to set your loan up so that you can pay it off as quickly and efficiently as possible. Every borrower we meet is unique with different goals, different spending habits and they are also in different circumstances.
You might be a first home buyer, looking to get into the market with a focus on affordability or you may be self employed looking to purchase your next property tax effectively through a trust. At Mango we have seen so many different circumstances and created just as many strategies to help our clients get into the right loan.
Below we have a brief introduction to each home loan type. If you want to learn more click the green link to continue reading.
- Honeymoon Loan
- Basic Variable Loan
- Variable Home Loan
- Fixed Home Loan
- Line of Credit
- Low Doc Loan
Honeymoons don't just apply to marriage, there is a honeymoon rate home loan too. These types of loans are usually offered to first home buyers and may also be called introductory rate home loans.
Basic variable home loans are a type of loan that offers less flexibility and in return has a lower ongoing interest rate when compared to the standard variable rate. A basic variable home loan may have low or no ongoing fees and a reduced or nil application fee but there are some drawbacks. click to continue reading about Basic variable home loans.
A standard variable rate home loan, is a home loan where the interest rate moves up and down. This is normally in line with changes to the Reserve Bank cash rate. A standard variable rate home Loan generally comes with more bells and whistles compared to the basic variable home loans but it does come at a cost. Click here to learn more about standard variable rate home loan.
Life is unpredictable but your home loan doesn’t have to be. Fixed rate home loans can provide you with the certainty you need. With a fixed rate home loan you can fix your repayments for a set period of time. However, a fixed rate loan does come at a higher cost than other loans. But this higher cost may suit you instead of staying up at night worried about interest rates moving. As a strategic mortgage broker, we find that for some clients getting a fixed home loan is a good option. Click here to learn more about fixed rate home loans.
I have dealt with Alex twice now and both times he has exceeded my expectatio
Authentic, reliable and professional advice from someone you can trust is crucial when it comes to your finances. Alex always goes the extra mile to provide the best outcome and also to carefully explain so that you understand what you are doing and why, that's why I highly recommend him and will continue to use his service.