Mango Money wants to help first home buyers and share in the excitement of buying your first home. We aren’t like other brokers though. The main goal for many brokers is fixed on getting you a loan; any loan. We focus on your future. Did you know that the average loan is refinanced approximately every 3 years? This tells me that most people feel like they don’t have the right loan to start with. Being a smart borrower can start from your first purchase.
There are many loan options out there for first home buyers. But the decision is far bigger than choosing a loan with the best interest rate. (if you want to read our latest article about APRA and how they are making changes that will affect First Home Buyers click here.)
Questions a first home buyer should ask themselves
Getting a loan is actually personal, very personal. We spend time talking to you about what type of person are you, what are your spending habits and what are your long term goals. After being in business for a decade, we have had a lot of clients that try grasping at whatever loan they can get. Instead of asking questions about where this loan will get them in the future.
Some of the questions a first home buyer should ask themselves are:
- Are you a budgeter or a spender ?
- Will you be easily able to afford repayments or are you taking yourself to your borrowing limit?
- Are you looking to build equity to start investing?
- Do you know what negative gearing, positive gearing and positive cash-flow is?
We can help you understand all of this and help you build a future.
Mortgage broking, has traditionally been about getting loans through. But Mango Money believes in helping people achieve their goals for a better quality of life. Our staff have the experience and skills to add significant value to your borrowing. We can help you build wealth, instead of amassing debts. By taking the time to think wisely about your future now, you can be ahead of the game, even if this is your first property. Don’t look back in three years time, when thinking about re-financing and wish you would have structured your loans or given thought to what you really needed then.
Are you the type of person who wants to make the most of your opportunities?
If so, call us today for a free consultation on (07) 5522 9522 or contact us using the form below.
We have known Alex for over 10 years now and he has always steered us in the right direction, he now handles 3 property mortgages and 1 car loan for us having completed the 3rd property only last week. His advice is always spot on and communicates in a language that all can understand. Luke and I highly recommend Mango Money to help with wealth creation, money management and overall to get the best possible rates etc. Thank you Alex will now start saving for property number 4 - lol! 🙂
So happy with my car loan that I'm getting Alex to redo my home loan. More money for me, its a no brainer
Happy Car Loan Client
I have just had my car loan approved with Alex. He is very professional, easy to deal with and his language is understandable without the technical jargon. He kept me informed all the way through the process which didn't take very long. I would recommend anyone seeking finance to give Alex a call. Thanks Alex and my next loan from you will be for an investment property.
I have dealt with Alex twice now and both times he has exceeded my expectatio