Get your finance sorted pronto
There’s no point starting the property hunt until you know how much you can borrow. Talk to us and we’ll explain your borrowing power.
If you haven’t already done so, it’s also a good idea to get pre-approved for finance now, so that you don’t miss out on your dream home once you find it. For most lenders, pre-approvals last 3-6 months.
Whether you’re a first home buyer or you’ve been around the block, it’s important to do your homework.
Bidding at auction can be extremely daunting, particularly with the knowledge that there’s no cooling off period. You’ll want to feel confident about the process before going in guns blazing.
Over the coming weeks, make time to attend several auctions to get a feel for how they unfold. Even if you’ve bought at auction before, it’s a good idea to suss out the market in advance.
That’s right, it’s time to channel your inner Marie Kondo (she’s a tidying expert, if you haven’t heard of her). You may be thinking, ‘it’s only August, I’ll have time for that later,’ but it’s important not to underestimate how long the decluttering process can take!
Decluttering can make a world of difference to prospective buyers. It allows them to see the space more clearly and imagine themselves living in your home. In simple terms, space sells.
With that in mind, ditch what you don’t need and consider putting the majority of your belongings into storage.
Time to give your home a thorough clean. You’ll want your property looking its absolute best for when the inspections begin.
If there are any repairs or maintenance jobs you’ve been putting off over the Winter, now is the time to address them.
Want to drive up the sales price? Why not renovate this month and add value to your property?
Most experts recommend the top priorities when renovating for profit should be the kitchen and bathroom(s). If you need finance for these kinds of big-ticket renovations, we can help.
However, even making small cosmetic enhancements, like applying a fresh coat of paint or putting up new blinds, could result in a heftier price tag.
Already found your next home? You may need bridging finance to tide you over until settlement is finalised on your old property.
So, what’s on your to-do list this month? Remember, whether you’re buying or selling this Spring, now is the time to start planning and preparing. Speak to us for all your finance needs today!
This article provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.