Buying your first home is really exciting time. It is also enjoyable as a strategic broker to help people into their first home. But as a first home
Property investing is a great way to build wealth. However many property investors jump in and don’t think through vital issues that will impact them in the future. At Mango Financial Services, our mortgage broker Alex Warren has a background in financial planning. This means that he can use his experience and education to make you aware of many issues that even your accountant may not have covered with you. Click here to find out more about property investing and how we can help you.
There are many reasons to updgrade. Whether you have outgrown your present home with added family or just need more room to grow your business or hobbies. Upgrading can be a complicated business, catching you between two homes. Decisions need to be made about your current home, while you juggle to find the right home to upgrade to. But being a strategic mortgage broker, it's not just about getting in and out of the market quickly. We will help you make your upgrade less stressful and give you advice that will hold up in the long term. Click here to learn more about upgrading your home
Refinancing your home loan for a better rate, is what a smart borrower does. However with refinancing your home loan, don't just jump ship before knowing all the details. Banks don't make as much money if their customers are refinancing all the time. So beware of cheeky tactics like break costs and various other tactics to make customers stay. As a strategic broker, we help you navigate these tactics and get your refinance with not only a great rate but with a loan that will see you into the future. click here to learn more about refinancing your home loan
Retirees are in a special category for home loans. We understand that you have worked hard for many years and want to enjoy life more. This means living in a home that suits your needs. Whether you want to be closer to shops and transport hubs or your family. Or you may want to downsize into apartment living. Getting a home loan doesn't need to be stressful.
We can help navigate your different home loan choices with you. Click here to find out more about retirement loan
Basic variable home loans are a type of loan that offers less flexibility and in return has a lower ongoing interest rate when compared to the standard variable rate. A basic variable home loan may have low or no ongoing fees and a reduced or nil application fee but there are some drawbacks. click to continue reading about basic variable loan
A standard variable rate home loan, is a home loan where the interest rate moves up and down. This is normally in line with changes to the Reserve Bank cash rate. A standard variable rate home Loan generally comes with more bells and whistles compared to the basic variable home loans but it does come at a cost. .Click here to learn more about variable home loan
Life is unpredictable but your home loan doesn’t have to be. Fixed rate home loans can provide you with the certainty you need. With a fixed rate home loan you can fix your repayments for a set period of time. However, a fixed rate loan does come at a higher cost than other loans. But this higher cost may suit you instead of staying up at night worried about interest rates moving. As a strategic mortgage broker, we find that for some clients getting a fixed home loan is a good option. Click here to find out more about fixed home loan
Are you looking to turn your bad debt into good debt? Wouldn't it be great to build assets while at the same time paying down your home loan? Did you know that debt used to borrow for investments you will generally receive a tax deduction? Yet debt for the purchase of your home or the car you drive (unless it is for work) you are not likely to get a tax deduction. When you receive a tax deduction, it essentially means the debt will cost you less. If you are looking to reduce the cost of your debt and build assets at the same time Debt Recycling might just be for you. Click to learn more debt recyling
One of your first questions when looking for a home loan is, should I fix the interest rate on my home loan or should I be on a variable rate or some combination of the two? Here we look at the pro's and con's of fixing, debunk the myths and go into the history of interest rates to help you make an informed choice. Click here to continue reading about fixed or variable loan...
Getting a home loan or an investment loan is one of the most important things most people will do in their lifetime. The focus is usually just about getting a loan, and focusing on getting a competitive interest rate. The interest
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